Myths about Permanent Disability Benefits

  • Posted on: Dec 30 2019
  • By:

There are a lot of different myths and misconceptions about disability benefits, especially permanent disability. If you’ve been injured or have an illness that makes it difficult or impossible for you to work regularly, you need to consider applying for permanent disability. However, you want to make certain you understand the myths around it and educate yourself about the process and what permanent disability benefits mean.

Myth: You Can’t Work with Benefits

Many people believe you can’t work at all while applying for disability or receiving benefits. That’s not the case. In fact, there’s a monthly limit to the amount of money you can earn from work while on disability. You can also earn money from investments and interest you make on investments. If you’re married, your there’s no limit on how much money your spouse can make.

Myth: Everyone Who Applies is Denied the First Time

Most people have heard that they will be denied benefits the first time they apply. While it’s true that many people who do apply are denied at first, but if you fill out all of the necessary paperwork and have all of the required documentation, you can certainly be approved for your benefits right away.

Myth: Young People Can’t get Permanent Disability

Another misconception people have about disability is that it’s only available to older people. They believe that if they’re not near retirement age, they can’t get benefits. That’s not true at all. You actually become eligible to receive disability when you turn 18, but the amount you receive depends on how much you’ve paid into social security. Older people will usually be eligible for more monthly benefits than young people, which is likely the basis of this myth.

Your Benefits Will Fully Replace Your Income

Sadly, this is a myth. Your benefits are calculated based off of your lifetime average wage. That means if you’ve had a low paying job for much of your life, but had a higher paying job for the last two years, your benefits won’t match that higher salary.

Need Help Applying?

If you need assistance applying for permanent disability, the experts at Maximum Orthopedics can help. Contact us today to discuss your case.

Posted in: Auto Accidents, Blog, Orthopedics, Work Injuries, Workers Compensation Benefits

3 Convenient Locations



Recent Posts

Filing a Worker’s Comp Claim for Heat Stroke

Heat stroke occurs when you overheat, and it is a major concern for those who work outdoors during the summer in areas where the temperature climbs into the triple digits. If you work in these conditions and suffer from heat stroke, you may be able to file a worker’s comp claim for any medical expenses ... read more
  • Posted on Jul 27, 2021
  • By:

Workers’ Comp and Death Benefits

If you die due to an accident related to your job, you want to know that your family is protected. New York workers’ compensation laws do lay out how death benefits are awarded and what your family will receive. Here is some basic information about how New York provides for the families of those who ... read more
  • Posted on Jul 15, 2021
  • By:

Basic Physical Therapy Exercises for Knee Injuries

If you have injured your knee, you may find that doing anything other than sitting down can be very painful. Knee injuries can make it hard to walk, climb stairs, or even stand for any period of time. Doing basic physical therapy exercises to help strengthen your knee can help you heal faster and get ... read more
  • Posted on Jun 24, 2021
  • By:

Get in touch