Will Insurance Cover Chiropractic Services?

  • Posted on: Oct 31 2018
  • By:

If you’re in need of chiropractic services, one of your first major questions may be about payment. Will you have to cover all of your chiropractic visits yourself, or does your insurance policy cover some or all of the costs? Of course, it’s hard to give specific information about chiropractic coverage because each insurance policy is a little different, but overall, at least some of the cost of your chiropractic services should be covered.31

Why Does Coverage Vary?

Every insurance policy treats surgeries, hospital stays, prescriptions, and other medical costs differently, and chiropractic services are no different. However, they are often under a little more scrutiny because some insurance policies consider them to fall under the umbrella of Complementary and Alternative Medicine. CAM coverage can differ wildly from policy to policy. Some may not want to cover it at all, while other policies may fully pay for your visits to the chiropractor.

To determine how much your insurance will pay, you’ll need to either work with your chiropractor’s office or contact your insurance company directly. In addition to insurance, programs such as Medicare and Medicaid may also cover some or all of the costs of visiting a chiropractor.

Other Coverage

In addition to insurance and Medicare/Medicaid coverage, there are a number of other programs that will pay for some or all of your chiropractic services. Those who are in the military can receive chiropractic care at a number of different military bases, while veterans can make use of the chiropractic services offered at many VA medical facilities.

For those who are injured at work, workers’ compensation programs cover chiropractic care. While this once varied from state to state, today, all 50 states include chiropractic services in their worker’s comp laws.

In addition to receiving coverage for your chiropractic services, the IRS also allows you to deduct this expense as a medical deduction. This means even if you do have to pay some of your chiropractic costs, you may be able to lower your tax bill by including the cost as an itemized deduction.

Need a Chiropractor?

If you’re in need of chiropractic services in New York, Maximum Orthopedics is here to help. Contact us today to schedule an appointment.

Posted in: Blog, Orthopedics, Work Injuries, Workers Compensation Benefits

3 Convenient Locations



Recent Posts

When Should You Stop Taking Over-the-Counter Medication?

Most people turn to over-the-counter pain relievers and other medication at the first sign of pain. In many cases, ibuprofen, acetaminophen, or naproxen is enough to deal with minor aches, pains, and inflammation. However, these over-the-counter medications are far from a cure-all, and they are not meant to manage pain long-term or even more than ... read more
  • Posted on Nov 25, 2020
  • By:

How Does Workers’ Comp for Carpal Tunnel Work?

If you have developed a pain in your wrist and hand that continues for more than several days, it could be carpal tunnel syndrome. This condition occurs by overworking the wrists, and those who work on the computer or who have jobs that require them to make repetitive hand movements often develop it. Early on, ... read more
  • Posted on Nov 15, 2020
  • By:

Common Ways of Treating Neck Pain

Feeling pain in your neck? It’s not uncommon, but fortunately, many cases of neck pain are only temporary and will go away on their own as long as you don’t do anything to prolong the issue. Neck pain is often causes by inflammation, injury, overuse, or even poor posture. If your neck is hurting, here ... read more
  • Posted on Oct 23, 2020
  • By:

Get in touch