Workers’ Compensation Benefits in Bronx, Brooklyn, and Queens, NY

What are Workers' Compensation Benefits?

Getting injured at work can be a huge burden both physically and financially; if it’s so severe, you must temporarily be out of work. You may be stuck at home in bed, knowing you’ll be tight on rent or unable to provide for your children. However, you may be entitled to workers’ compensation benefits if there’s a clear case your injury was preventable and your employer is responsible in some way. In some cases, workers’ compensation benefits may be awarded to families of those who passed due to workplace injuries, like funeral expenses.


How to Receive Workers' Compensation Benefits

To receive workers’ compensation benefits, there are deadlines you must meet to file a claim, which, unfortunately, many people are unaware of. First, you need to file a claim through the insurance provided by your employer within the specified time frame in the area where you live. If you don’t submit your claim within that period, it may not be accepted, leaving you with no benefits at all.

While each case is determined based on the type of injury you have, New York’s workers’ compensation benefit policy states that you have two years to file. If you have a physical injury, these two years would be from the date it happened. If you contracted a severe illness from your workplace, it would be two years from when you found out about it.

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Temporary Disability Benefits

In order to qualify as having a temporary disability and receive benefits, your injury would have to keep you out of work for over a week, but you can still receive medical coverage if you were out for less than a week.

Your benefits will be determined by your injury and salary, as your benefit amount will go off your typical salary on a weekly basis. If your doctor determines you are completely disabled for a temporary period, you can receive a full benefit, but if you are not completely disabled, you will only receive a portion of the benefit.


Permanent Disability Benefits

If your work injury is so severe that you are left permanently disabled, you will receive these benefits on a weekly basis for the rest of your life. Again, this is in regard to the most extreme work-related injuries, like losing a limb or going blind.


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