Have you been injured at work? If you have, you may be thinking about applying for workers’ comp. You may, though, have some questions about what workers’ comp is and what it covers. Here are the answers to some of these common questions.
Do I Qualify for Workers’ Comp?
It can be difficult to provide a standard answer for this without knowing the circumstances surrounding your injury. However, typically, you qualify for workers’ compensation if you were injured while performing actions related to your job. This includes being in your workplace, being away from your workplace while engaged in something for your business, and potentially even while working from home.
How Long Does it Take to Receive Compensation?
Again, this depends on how long it takes for the workers’ comp insurance investigation and approval. You need to file your claim as soon as you can because there is a time limit. While there are some deadlines insurance companies must follow, there are some things you can do to speed up the process. Make certain you file all of the paperwork as quickly as possible and that you include all of the documentation asked for. The more cooperative you are, the easier the process will be.
Will I Be Paid While I Recover?
Yes, you should receive some compensation while you are unable to work. In some cases, this is your full salary. In others, it’s a percentage of your salary. It depends on what insurance company your employer is working with, although most states do require workers’ comp to cover at least 66% of your salary.
Should I Pay Any Medical Bills I receive?
If you receive any medical bills in between filing your workers’ comp case and having it approved, you should let the billing department know that you have a pending case. Forward these bills to your employer or to their workers’ comp insurance representative when your case is approved.
Should I See a Specialist?
Absolutely. If you’ve been injured while at work, you may go to your primary care doctor for treatment. However, you should also visit with a doctor who specializes in workers’ comp claims and benefits. The team here at Maximum Orthopedics has years of experiencing helping those who have been injured on the job. Contact us today to schedule a consultation.
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Posted on: Sep 30 2020
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By: admin
If you have chronic pain from an injury, arthritis, or other condition, you have likely been given medication for it at some point. While medication can help short-term, using it to manage your chronic pain carries with it a number of dangers that you need to be aware of.
You Can Become Addicted
If you take anything stronger than over-the-counter medications, you may run the risk of becoming an addict. It’s even possible to become mentally addicted to something like ibuprofen. You may come to believe that you can’t go about your day unless you’ve taken your medication, so even if you don’t have a physical dependence on the drug, you are still dealing with a type of dependence. Breaking this mental dependency can be very difficult.
It’s Masking the Pain, Not Addressing the Cause
Medication is a short-term solution because it does nothing to actually address the cause of your pain. This means it will never make the pain go away permanently. All it does is mask the pain for short periods of time, forcing you to take the medication regularly to keep that pain from impacting your life.
You May Develop a Tolerance
Your body can build up a tolerance to the pain medication over time, forcing you to take more and more of it at once to get the same effects. At some point, you may reach the limits of how much pain medication you can safely take within a 24-hour period. If you reach that point, you may find that you have to deal with the pain for part of the day because you cannot take any more medication right away.
There Are Side Effects
Pain medication often has a number of side effects, even over-the-counter medications. If you take this medication long-term or take too much of it at once, it can damage parts of your body or lead to other medical conditions. For example, acetaminophen, the active ingredient in many over-the-counter brand name medications, can lead to liver damage if you take more than is recommended within a certain time period or if you take it with alcohol.
We Provide Other Pain Management Methods
If you want to avoid taking medication to manage your chronic pain, we can help. We can diagnose your condition and determine if options such as chiropractic care, physical therapy, or orthopedic surgery are right for you. Contact Maximum Orthopedics today to schedule an appointment.
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Posted on: Sep 15 2020
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By: admin
