Common Workers’ Comp Questions
Have you been injured at work? If you have, you may be thinking about applying for workers’ comp. You may, though, have some questions about what workers’ comp is and what it covers. Here are the answers to some of these common questions.
Do I Qualify for Workers’ Comp?
It can be difficult to provide a standard answer for this without knowing the circumstances surrounding your injury. However, typically, you qualify for workers’ compensation if you were injured while performing actions related to your job. This includes being in your workplace, being away from your workplace while engaged in something for your business, and potentially even while working from home.
How Long Does it Take to Receive Compensation?
Again, this depends on how long it takes for the workers’ comp insurance investigation and approval. You need to file your claim as soon as you can because there is a time limit. While there are some deadlines insurance companies must follow, there are some things you can do to speed up the process. Make certain you file all of the paperwork as quickly as possible and that you include all of the documentation asked for. The more cooperative you are, the easier the process will be.
Will I Be Paid While I Recover?
Yes, you should receive some compensation while you are unable to work. In some cases, this is your full salary. In others, it’s a percentage of your salary. It depends on what insurance company your employer is working with, although most states do require workers’ comp to cover at least 66% of your salary.
Should I Pay Any Medical Bills I receive?
If you receive any medical bills in between filing your workers’ comp case and having it approved, you should let the billing department know that you have a pending case. Forward these bills to your employer or to their workers’ comp insurance representative when your case is approved.
Should I See a Specialist?
Absolutely. If you’ve been injured while at work, you may go to your primary care doctor for treatment. However, you should also visit with a doctor who specializes in workers’ comp claims and benefits. The team here at Maximum Orthopedics has years of experiencing helping those who have been injured on the job. Contact us today to schedule a consultation.
- Posted on: Sep 30 2020