Posts From September, 2019

Managing Your Pain Without Drugs

No one wants to live their life with pain, especially if it’s severe or chronic pain. But no one wants to take a ton of medications, either, especially when they’re addictive painkillers or have bad side effects. Fortunately, there are ways of managing your pain without resorting to pills. These pain management techniques will help you live a life that is, if not completely pain-free, at least with as little pain as possible.

Exercise

To many, this sounds backwards—if you hurt, surely you don’t want to exercise and risk hurting yourself even more, right? Actually, the opposite is true. Depending on what’s causing your pain, sometimes strengthening your body or helping the muscles loosen up is the best option, and exercise is great for that. That’s not to say that you need to hit the gym, but sometimes, simply walking or doing some light exercising can truly help reduce your pain. While rest, especially right after an injury, is necessary, if you are inactive for too long, it can make the pain worse.

Physical Therapy

Physical therapy is often a special type of exercise that focuses on working certain muscles or parts of the body. Like exercise, it can help restore mobility and reduce or eliminate pain. Because physical therapy is done under the supervision of a healthcare professional, there’s little or not chance you’ll cause further damage. Often, patients begin with physical therapy before moving on to exercising on their own.

Massage and Chiropractic Care

Massage can help ease the pain in your muscles, and chiropractic care can help realign your spine, neck, and head to reduce inflammation and other issues. While you may need to seek out this type of care regularly, it’s often more effective than taking medication. Sometimes a single spinal realignment is all it takes.

Surgery

In severe cases, orthopedic surgery may be the best option for pain. While no one likes undergoing surgery, it can be the most beneficial option and may be the only way to truly live pain-free. Some procedures are now minimally-invasive, making them much better options.

Seek Professional Assistance

If you want to live your life without pain and medications, the experts here at Maximum Orthopedics can help. Contact us today to discuss options.

  • Posted on: Sep 30 2019
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How Much of My Salary Will Temporary Disability Cover?

If you’ve been injured on the job and are unable to work, you may have to file for temporary disability in order to have some form of income while you’re recovering. Unlike permanent disability, temporary disability is only available for a short time, but it is ideal if you’ve broken a limb or are dealing with a medical issue that you are expected to make a full recovery from but will need a number of weeks to recover before you can work again.

How Much Do You Receive?

If you are approved for short term or temporary disability, you will receive 50 percent of your salary or standard amount of hours worked. This is calculated by averaging your pay for the previous eight weeks. However, there is a weekly maximum—you cannot receive more than $170 a week in temporary disability payments.

It’s also important to note that you will not start receiving payments until the eighth day of being unable to work. The first seven days are considered an unpaid waiting period.

Are There Other Limits?

In addition to the maximum weekly payment, there are a few other limits and exclusions you need to know about. First, you can only receive temporary disability for 26 weeks out of every 52-week pay period—note that this is 52 consecutive weeks, not a calendar year. If you start receiving temporary disability in October, the 26-week limit will not reset on January first.

Note that disability insurance only covers 50% of your wages, not any other costs. It will not pay out on any medical costs.

For women who are pregnant, temporary disability will cover the first six weeks starting immediately after giving birth for those who had a normal delivery. For women who had to have a Caesarian, temporary disability covers eight weeks of income. In cases of birth complications or other medical issues, this period can be extended. However, these extensions are granted on a case-by-case basis.

What About the Paperwork?

The paperwork to apply for and receive temporary disability can be a headache. That’s why you always want to work with an expert in disability and workers compensation. Maximum Orthopedics has a number of experts on staff who can assist you in completing this paperwork and submitting the right medical documents. Contact us today to learn more.

  • Posted on: Sep 15 2019
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