Workers Compensation Benefits/Claims
- Posted on: Nov 27 2017
A workplace injury is never easy to deal with. When you’re injured while on the job, you may be left out of work, unable to pay your medical bills, and in pain. If you try to return to work too quickly, you could make the injury even worse.
Luckily, workers’ compensation benefits can help you financially while you’re recovering. However, it’s important you understand when they can be received and what the different kinds of benefits mean.
About Workers’ Compensation Benefits
Workers’ compensation is a type of insurance provided by your employer to cover your expenses if you’re injured at work. These benefits can help you pay for medical bills, cover your lost wages while you’re out of work, and help you stay on your feet financially if you’re hurt.
The amount of compensation you can receive will depend on how injured you are. For short-term disabilities, you will only receive compensation for your medical bills — not for any lost wages. However, if your injuries are permanent, you could receive a certain amount of compensation for the rest of your life.
Filing a Workers’ Compensation Claim
If you’ve been injured on the job, you need to file a claim with your workers’ compensation insurance as quickly as possible. However, depending on the condition of your injury, you may have more or less time to file your claim.
If you have an immediate injury, you typically have 30 days after being made aware of your injury to file your claim. If you fall at work and are injured, you would have 30 days from the date of the injury to file. However, if your injury is slow to develop, such as carpal tunnel, you would have 30 days after being made aware of the injury to file your claim.
If you still have questions about workers’ compensation insurance or getting the treatment you need to get back to work, contact us at Maximum Orthopedics. We offer a variety of services centered around helping you get back on your feet after a workplace injury. To talk about your situation, give us a call at any of our three convenient locations.